creditdebt Blog - powered by Blog-Author.com

Kick your shopping addiction and get a life.

2008-05-02 08:47:15

&lsquoToday&rsquo financial editor Jean Chatzky offers tips on how to live more simply, so you have extra money ...

Build Credit - How to Build Credit - Why it is Important to Build Credit

2008-05-02 08:46:17

Getting credit can be one of life&rsquos Catch-22&rsquos: it is hard to get credit if you don&rsquot already have it, and if you already have it then you don&rsquot need it. Young people and those who have never borrowed need to build credit over time ...

12 Reasons Budgeting Can Improve Your Life

2008-05-02 08:45:42

A budget is a guide that tells you whether you're going in the direction you want to be headed in financially. You may have goals and dreams but if you don't set up guidelines for reaching them and you don't measure your progress, you may end up going so far in the wrong direction you can never make it back. Can you imagine the government ...

Top Ten Money Issues for Singles to Build and Protect Your Financial Future.

2008-05-02 08:45:05

Whether you're single because you've never married, or are suddenly single due to divorce or death of a spouse, money management and financial planning are critical. You have only yourself to depend on for income, goal-setting, decision-making, and retirement planning. Here are the issues that most need your attention: ...

America�s Debt Diet

2008-05-02 08:44:42

America&mdashit is time to get rid of your debt! Financial experts David Bach, Jean Chatzky and Glinda Bridgforth offer their step-by-step action plan to help set you on the path to financial freedom.

PHASE 1
Give yourself one month to ...

Budgets and Motivation... What You Should Know

2008-05-02 08:43:59

Budgeting is the first step in debt reduction but motivation must be constant.

If you ever wanted to get ahead financially if you ever thought you wanted to get out from under a sea of ...

When is it ok to talk about Money?

2008-05-02 08:43:19

When is the ideal time for parents to talk to them about money? asks radio host and financial author Dave Ramsey.

He says parents need to take time to give their kids a "financial checkup."

Ramsey offered advice along those lines on ...

Debt Help: Rising Debt Alarm.

2008-05-02 08:42:21

"A variety of recent studies show that Americans' debt is rising alarmingly. The debt-counseling, nonprofit organization Myvesta.com, of Rockville, Md., says its average new client now has 11.3 credit cards, compared to 8.1 last year. ...

Teens and Money

2008-05-02 08:41:55

According to JA Worldwide (formerly known as Junior Achievement), 11 percent of teens have credit cards in their own name, and 6.2 percent of 13- and 14-year-olds have their own plastic.

With this in mind, it's important to teach teens what interest is &mdash ...

Planning is the backbone of a successful budget and helps in so many ways.

2008-05-02 08:41:32

Break free from debt, doesn&rsquot that sound nice? I have been working with clients for 22 years and the first thing you need to break free from is yourself. That&rsquos right you are the biggest problem in the way. No one held a gun to your head to make you go department store shopping. And ...

Planning is the key to success, And it needs to be done first.

2008-05-02 08:41:08

So how do you get your child out of debt? Well the first and best choice, according to your child, would be to just give them the money to pay off the bills. But is that really the best option? I do not think so. I have been working with people young and old, lender and borrower, and the outcomes ...

Money and Emotions!!

2008-05-02 08:40:44

Money can be emotionally charged. Do you get emotional about your money situation? Making and keeping money is easy for some, and a burden for others.

Kara has a positive, thrifty money attitude, is grateful for blessings, and puts her money to work. Mary is ...

How often have we seen signs in department stores that display: SAVE NOW - 25% OFF!

2008-05-02 08:40:19

How often have we seen signs in department stores that display: SAVE NOW - 25% OFF!!!

Many people think "Great&hellipI can buy the clothes we need on sale and save!" Problem is most of us end up putting the clothes on a

Impulse purchases can really add up, translating into what you could have saved.

2008-05-02 08:39:23

Admit it. You&rsquove been there, standing in a long check-out line, waiting your eyes wander. You can&rsquot help it&mdashproducts line the aisle, everything you need, things you forgot you needed, a snack. Often times, our emotions contribute to ...

You are their most influential teacher of your Children.

2008-05-02 08:38:30

&ldquoGimme! Gimme!" says little Madison for a new toy. &ldquoOh, no, not again!" says Mom. (This can be sooooooo frustrating!)

Kids want it NOW! Are YOU teaching them about instant gratification OR to use money wisely? You are their most influential teacher. If you teach Madison about being responsible with money at an early ...

Welcome to your new Blog!

2008-05-02 08:33:44

Thank you for chosing Blog Author for your blogging needs. To manage your blog, change settings or deleting entries, simply login at Blog-Author.com using your username and password. Thank you again for chosing Blog-Author.com
...